Tier 1 Repair

Tier 1 Repair

This is the perfect plan for clients looking to clean up a small number of negative accounts holding back their credit. Whether it’s a few collections, late payments, or charge-offs — the Tier 1 Repair removes up to 7 negative accounts and includes unlimited hard inquiry removal across all 3 credit bureaus.

$ 797 One Time
  • What’s Included
  • Permanent removal of 1–7 negative items
  • Unlimited hard inquiry removal from Experian, Equifax, and TransUnion
  • Custom dispute strategy tailored to your credit file
  • One-on-one support from a dedicated credit specialist
  • Flat, one-time payment
  • No hidden fees or contracts
  • Average results in 30–90 days
  • Best For
  • Light credit damage
  • Denied for credit cards, small loans, or apartments
  • Preparing to finance a car or get approved for personal funding
  • 90-Day Money-Back Guarantee
  • If no negative items are removed within 90 days, you’ll receive a full refund.

How to Start

To begin your credit sweep, we’ll need your credit report and verification documents.

Step 1

Sign Up for Credit Monitoring

  • SmartCredit Premium – $27.95/mo (Required only during the sweep)

Step 2

Pay $797

  • Submit your one-time payment using the link for your package.
  • Then, fill out the form telling us exactly what you want removed.

Step 3

Submit Your Documents

  • All documents must be clear photos showing all 4 corners.
  • Front of your ID
  • Social Security Card
  • Utility bill or bank statement
  • List of accounts to remove (name + open date + optional reason)

Step 4

Schedule 15-Min File Review Call

  • Book your call to review everything before disputes begin.

Not Just Cleanup A Fresh Start

Our team will not only help you remove negative items we’ll guide you in rebuilding your credit the right way.